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  • DISCLAIMER: The information, procedures, suggestions and forecasts contained in all Penny Kelly documents, podcasts or videos are not meant to take the place of a diagnosis, physician, financial advisor or professional advice. They are for educational purposes only. All use of the information presented is at your own discretion. Neither Penny Kelly, Kelly Networks LLC or any of her associates will be held liable for any injury, damage, or loss (financial or otherwise) as a result of the information contained in all Penny Kelly documents, podcasts or videos. All links to products and online stores mentioned in this document are suggestions only. Penny Kelly, Kelly Networks LLC or any of her associates are not partners or connected to any of the products or websites nor are they to be perceived as endorsements of said products and websites. ALL RIGHTS RESERVED: No part of this publication may be reproduced other than Fair Use as permitted by U.S. Copyright Law or without the prior written permission of Kelly Networks LLC info@kellynetworks.com 
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